As the weather warms up in Georgia, many are eager to get their motorcycles back on the road. Before you set out for your first ride of the season, it’s important to make sure your motorcycle insurance is up to date. Here’s a checklist on everything you need to review on your policy before hitting the road. 
Review Your Current Policy
Check if your coverage meets Georgia’s minimum legal requirements and fits your current riding habits. Consider the following:
- Liability coverage: Many states require certain limits, but higher limits may offer better financial protection if you’re involved in an accident.
- Comprehensive and collision coverage: These can cover damage to your bike from accidents, theft or weather events.
- Uninsured/underinsured motorist coverage: This can help with your losses if an at-fault motorist with little or no liability coverage hits your motorcycle.
Update Your Coverage for the Season
Your needs may change from year to year. Ask yourself:
- Have you made upgrades or modifications to your motorcycle?
- Are you planning longer trips or group rides this season?
- Do you need coverage for custom parts or accessories?
Check for Discounts and Savings
Insurers may offer discounts for various reasons. It’s a good time to ask about:
- Multi-policy discounts
- Safe rider or claims-free discounts
- Discounts for anti-theft devices or safety gear
- Lower premiums if you’re paying annually
Prepare for Safe Riding
Insurance is just one part of staying safe. Before hitting the road:
- Check your bike’s engine, brakes, tires and fluids
- Make sure your registration and tags are current
- Upgrade your helmet, gloves and other safety gear if needed
Why Choose Michelle Allen Agency Inc?
We’re here to help riders learn more about motorcycle insurance and choose the policy that aligns with their riding habits and budgets. If you want to explore your options or request a personalized quote, contact us today.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.